2021 Car and House Insurance Guide: Things You Need to Know About Combining Insurance Policies
Having multiple insurance policies with the same company is usually a way to save some money. They offer lower rates and better discounts to loyal customers who have auto and house insurance both. If you are in need of both anyway, or are thinking about switching from your current car and/or home insurance policy, then you might want to start comparing car and house insurance quotes to see where you can get the best bundle deal for them both.
However, there are some instances when it might not be the best idea to combine them both. Since houses tend to cost more than cars, then bundling makes the most sense when the house insurance would ordinarily be expensive and the auto insurance would be ordinarily cheaper. If your circumstances aren’t “ordinary”, though, and your car is an expensive one, and/or you have a poor driving record and live in an area with high auto insurance rates, then there is a chance it is the more expensive policy. In this instance, your first priority would be to focus on getting cheap auto insurance, and it may or may not be ideal to try and combine them both.
If you’re unsure, talk with your insurance agent, or do additional research and look online for car and insurance quotes as well as discounts. Determine if it would be cheaper to apply for different policies with two different companies or to stick with just one. Once again, always factor in discounts. There are always ways to save on both auto and home insurance. Most insurance companies give out discounts if you have extra security features installed such as anti-theft locks on the vehicle and alarm systems in the house.
Car and House Insurance Quotes With a Single Provider
An added benefit of having all of your insurance with a single provider is the level of service you can expect. They will be more likely to give you top-notch customer service in order to keep you as a customer. It’s no secret that insurance companies take their good ole’ time in making pay-outs, they speed the process up some when it comes to what they perceive to be their most loyal customers.
The internet has made it easy for everyday consumers to conduct research on everything, including car and house insurance quotes. Just keep in mind that there is some misinformation out there, and always read reviews on each company to see if it is a scam.
While the “big-name” insurance companies do insure most people in the country, there are still some smaller companies worth looking into. One of these is Esurance. Discounts are available and easy to get. Take a look at the car and house insurance quotes at esurance to learn more.